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Business Services

At our Banks we offer...

Commercial Loans

Accounting Service

Employee Benefit Program

Commercial Deposit Accounts

Commercial Loans

Our Small business Specialists (loan officers) will get to know you, your business, and your customers. As a small business lender, we believe in customer fitting long and short term financial solutions to each business. And because time is money, our specialists know how to make the application and loan approval process quick and easy.

Our Officers are fully knowledgeable about SBA guaranteed loans, and other types of commercial loans including:

Loans for Equipment

Working Capital

Real Estate

They provide solutions that fit your needs and your business. To find out more, contact one of our loan officers to set up an appointment at our office or at your business.

Accounting Services

Our Accounting Service includes:

Payroll Preparation

Accounts Payable

Profit and Loss Statements

Tax Preparation Services

Our Accounting Service division is based out of our Maquoketa State Bank building. Appointments to discuss your particular needs may be arranged at your business or at any of our Ohnward bank locations. We are committed to customizing reports to meet your needs and to providing you with accurate and easy-to-read monthly information.

Let us take care of your accounting / tax needs so that you can have time for more important matters. Call us at (563)-652-2491 or E-mail for more information.

Employee Benefit Programs

We can help you with administration of all types of employee benefit plans including:

IRA

SEP

Simple

Simple 401(k)

Profit Sharing with 401(k)

Money Purchase

Section 125 - Cafeteria Plan

For more information on any of the above, E-mail us or phone (563)-652-2491 and ask to speak to Elaine Edwards.

Commercial Deposit Accounts

Our Banks offer several choices to help manage your Business Checking Account.

Commercial Checking

Commercial "Super NOW"

Each are designed to provide business account customers
with a convenient, accuarate record of income and expenses

Sweep Account

A cash management account designed to provide a higher rate
of interest on excess funds. Automatic transfers of funds
in excess of the target amount you set are invested on a
daily basis. The target balance in checking is not
interest bearing.

Certificates of Deposit

Contact our Customer Service Department for current listing
of CD maturity terms and rates.

Money Market / Investment Accounts

Receive higher yields on a "liquid" account. Earn a high rate

of interest based on your average daily balance.

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Contact one of our Bank Representatives Today!

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