Financial
Planning Profiles
| Many people never
seem to find the time for financial planning. It sounds like
something that can take weeks or months to put together.
In fact, it takes only minutes to get the process started.
You already know your present financial situation and your
dreams for the future. We have designed the following profiles
to help you get ideas on how you might get from here to there.
We are here to assist you with your financial planning. |
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Can
you believe how time flies? It seems like
just yesterday we got married and started our family. And
now we’re always on the go – soccer practice – work – piano
lessons. It’s hard to find the time to sit down to
a family meal, let alone assess our financial picture.
But, we know that we want our daughter to be able to attend
any college she chooses. So, we took a few minutes the
other night to use the Tuition
Calculator & got a chart showing us what we need
to save today to have the money we will need. We also did
some preliminary calculations with the Retirement
Calculator and now, with automatic deductions of $25.00
from our checking account to our investment account, we
know we’re on the right track. We still have more
to do, but at least this is a start.
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| Wow,
would you look at this view! We can’t
seem to get enough of this traveling. Just hop in the motor
home and go where life takes us. We saved all our lives
for this and now it’s time to enjoy. They always
say, "You never know what tomorrow will bring".
Well, isn't that the truth. That’s why we took the
time to make an appointment with our bank’s Investment
Management Representative to talk about Estate Planning,
Living Trusts, Long Term Care, and Asset Management. We
feel much more secure knowing that we are still in control
of our assets and our future goals for ourselves and our
children. Now we’ll put the worrying behind us. |
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They
say time is money. As a single parent,
I’d like more of both. I value time savers Ohnward's
banks provide, such as online banking, ATM/Debit cards,
automatic deductions for savings accounts and loan payments,
and my free checking. I used the tuition
calculator to set up a savings plan for Brian. I also
signed up for the 401(k) and Cafeteria plan at work. The Retirement
Calculator helped me plan for life after diapers. I
like the fact that I can ask those "Why" questions
myself, day or night, by talking to my local Investment
Management Representative by e-mail, phone or a visit
to the bank. |
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| My
first job – wow! It’s time
to start earning money rather than spending it on books,
tuition, and late night pizzas. Well, I won’t give
up the pizzas just yet. Now where do I go from here? I’ve
decided to set aside a little bit from each paycheck to
a savings account. I’ve logged onto the Ohnward
Bank web sites to check out my options for free banking
and investment advice and signed up for my free payroll
checking account. Making my loan payment and paying other
bills is so simple with Online banking. I am able to keep
a close eye on how every paycheck is spent. I met with
the LPL
Representative and found out about Roth IRA’s
and the many mutual fund options available to me. I plan
on investing as aggressively as I can so that I can start
my own business someday – who knows, maybe even a
pizza place! |
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We have been renting
ever since we got married. We had both worked
and saved before we met, but we weren’t sure if we had
enough down payment for our first home. With a visit to our
local bank, we found out about the special loan programs and
down payment options available to us. We visited the
local online real estate listings and used the "How
much house can you afford" calculator. That helped
us put together a budget of our monthly expenses and come up
with an amount we felt we could manage. We want to continue
to save for the future and the investment advice we got from
the LPL broker gave us a head start. By working with Ohnward’s
banks, real
estate agents, LPL
brokers, and insurance
agents we are able to find all of our financial solutions
under one roof. You could say they helped put a roof over our
heads. |
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We provide local, professional, & confidential advice. We hope the
links on this site have got you thinking. The next step is to phone or
e-mail our experienced professionals to set up a free personal consultation.
Our goal is to help you meet your goals. |
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Let’s do it together,
today! |
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