Do I need Life Insurance?
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- Are you married or do you plan to be married soon?
- Did you recently have a baby or do you plan to adopt or
have a baby in the near future?
- Do you or will you have anyone dependent on you for their
care and well being (possibly a child or a parent?)
- Do you plan on paying for your children's future educational
needs?
- Have you recently added or changed jobs or received a promotion
increasing your family's dependence on your additional income?
- Do you feel your estate plan/retirement plan may not support
your spouse, should you die unexpectedly?
- Do you agree that your current savings wouldn't be enough
to support your family if your income weren't in the picture
for more than a year?
- Do you fear that your estate may not have sufficient liquid
assets to pay the inheritance taxes after the death of you
and your spouse so that your children can keep the family
farm, stock in the business, etc.?
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